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Part D Prescription Drug Plans
Medicare Part D, is the part of Medicare that covers most outpatient prescription drugs. Part D is offered through private companies either as a stand-alone plan, for those enrolled in Original Medicare, or Original Medicare with a Medigap plan. Or included with your Medicare Advantage Plan.
Unless you have "creditable drug coverage" and will have a Special Enrollment Period (see
"Medicare Enrollment Dates" page for more info on SEPs,) you should enroll in Part D when you
first get Medicare, either with a stand alone Part D plan or with a Medicare Advantage Plan that
includes Part D. If you delay enrollment, you may face gaps in coverage and have enrollment
penalties, called "Late Enrollment Penalty" (LEP).
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Each Part D plan has a list of covered drugs, called its formulary. If your drug is not on the
formulary, you may have to request an exception, or pay out of pocket.All Part D plans must include
at least two drugs from most categories. A drug category is a group of drugs that treat the same
symptoms or have similar effects on the body. Part D plans must also cover most vaccines, except
for vaccines covered by Part B.
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Information obtained from medicare.gov and cms.gov. you can visit these sites for more info
This is a solicitation for insurance. Submitting information or calling numbers listed on this website will direct you to a licensed Agent/Broker. Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.